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When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Diane Robinson & Cory Robinson
Lois Schneider Realtor
431 Springfield Ave
Summit, NJ 07901
Diane's Direct: 908-376-2730
Cory's Direct: 908-376-2748
Diane's Cell: 201-321-3969
Cory's Cell: 973-868-0855
Fax: 908-277-0956
Diane's Email: Diane@Robinson.net
Cory's Email: Cory@Robinson.net

Meet the Robinsons… Diane and Cory are life long residents of the area. They are 3rd and 4th generations to the towns they cover. These towns, which are along the Midtown Direct Train line into New York City, are Summit, NJ with its bustling downtown, Millburn/Short Hills, NJ with its winding lanes, Chatham, NJ with its unique charm, Madison, NJ with its diversity, New Providence, NJ with its welcoming community, Berkeley Heights, NJ with its quiet streets and Harding Township, NJ with its picturesque countryside. Diane has been a top producing realtor here for 20 years. She works with Buyers, Sellers and Relocating Transferees and produces over $30 million in sales and listings each year. Cory joined her in 2005 bringing to the team her background in real estate law and expertise in web technology and Green Building. Together they are a dynamic team that will provide you with the finest there is in real estate service. Get on board with the best…

You can find great local Summit, New Jersey real estate information on Localism.com Diane & Cory Robinson is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business.

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